Sources and definitions

The number, the date, and what it actually means.

Industry figures provide context. They are not promises about losses Rule of Record will prevent.

Cybercrime losses$20.877B2025 data, published 2026

The FBI Internet Crime Complaint Center received 1,008,597 complaints and reported $20.877 billion in losses, up 26% from 2024.

FBI IC3 2025 Annual Report

Reported loss

Money a person or organization told an agency it lost. It is not a complete count of all fraud.

Built and tested

The current software has passed its internal checks. It is not a claim of a live institutional deployment.

Bank-controlled sandbox

A safe test using one real workflow and approved copies of information, while nothing can move money.

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